Monthly Repayment |
HKD$22,847
|
Initial Payment |
HKD$2.06 Millions
|
Loan Amount |
HKD$4.82 Millions
|
Total interest |
HKD$2.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$206,490
|
Legal Fee |
HKD$34,707
|
Agency Fee |
HKD$68,830
|
Total Expense |
HKD$310,027
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59413 | 42208 | 32949 | 28836 | 22158 | 18158 | 15496 |
1.5% | 60458 | 43262 | 34013 | 29908 | 23249 | 19269 | 16628 |
2% | 61514 | 44333 | 35099 | 31004 | 24373 | 20421 | 17808 |
2.5% | 62583 | 45420 | 36207 | 32126 | 25531 | 21614 | 19037 |
3% | 63663 | 46523 | 37336 | 33272 | 26721 | 22847 | 20313 |
3.5% | 64754 | 47644 | 38486 | 34443 | 27943 | 24120 | 21635 |
4% | 65857 | 48780 | 39658 | 35638 | 29196 | 25431 | 23002 |
4.5% | 66972 | 49934 | 40851 | 36858 | 30481 | 26780 | 24412 |
5% | 68098 | 51103 | 42064 | 38101 | 31797 | 28166 | 25864 |
5.5% | 69236 | 52289 | 43299 | 39367 | 33143 | 29587 | 27356 |
6% | 70385 | 53490 | 44554 | 40657 | 34518 | 31043 | 28886 |