Monthly Repayment |
HKD$22,838
|
Initial Payment |
HKD$2.06 Millions
|
Loan Amount |
HKD$4.82 Millions
|
Total interest |
HKD$2.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$206,400
|
Legal Fee |
HKD$34,700
|
Agency Fee |
HKD$68,800
|
Total Expense |
HKD$309,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59387 | 42190 | 32934 | 28823 | 22148 | 18150 | 15490 |
1.5% | 60431 | 43243 | 33998 | 29894 | 23239 | 19260 | 16620 |
2% | 61487 | 44313 | 35084 | 30991 | 24363 | 20412 | 17800 |
2.5% | 62555 | 45400 | 36191 | 32112 | 25520 | 21605 | 19029 |
3% | 63635 | 46503 | 37320 | 33258 | 26709 | 22838 | 20304 |
3.5% | 64726 | 47623 | 38470 | 34428 | 27930 | 24110 | 21625 |
4% | 65828 | 48759 | 39641 | 35623 | 29184 | 25420 | 22992 |
4.5% | 66943 | 49912 | 40833 | 36842 | 30468 | 26768 | 24401 |
5% | 68068 | 51081 | 42046 | 38084 | 31783 | 28153 | 25853 |
5.5% | 69206 | 52266 | 43280 | 39350 | 33128 | 29574 | 27344 |
6% | 70354 | 53467 | 44534 | 40640 | 34503 | 31029 | 28874 |