Monthly Repayment |
HKD$22,771
|
Initial Payment |
HKD$2.06 Millions
|
Loan Amount |
HKD$4.8 Millions
|
Total interest |
HKD$2.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$205,800
|
Legal Fee |
HKD$34,650
|
Agency Fee |
HKD$68,600
|
Total Expense |
HKD$309,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59214 | 42067 | 32839 | 28739 | 22084 | 18097 | 15445 |
1.5% | 60256 | 43117 | 33899 | 29808 | 23171 | 19204 | 16572 |
2% | 61309 | 44184 | 34982 | 30901 | 24292 | 20353 | 17749 |
2.5% | 62373 | 45268 | 36086 | 32019 | 25445 | 21542 | 18973 |
3% | 63450 | 46368 | 37211 | 33161 | 26631 | 22771 | 20245 |
3.5% | 64538 | 47484 | 38358 | 34328 | 27849 | 24039 | 21563 |
4% | 65637 | 48617 | 39526 | 35519 | 29099 | 25346 | 22925 |
4.5% | 66748 | 49767 | 40714 | 36734 | 30379 | 26691 | 24331 |
5% | 67871 | 50932 | 41924 | 37973 | 31691 | 28072 | 25778 |
5.5% | 69004 | 52114 | 43154 | 39236 | 33032 | 29488 | 27265 |
6% | 70150 | 53312 | 44405 | 40522 | 34403 | 30939 | 28790 |