Monthly Repayment |
HKD$19,518
|
Initial Payment |
HKD$2.74 Millions
|
Loan Amount |
HKD$4.12 Millions
|
Total interest |
HKD$1.74 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$205,800
|
Legal Fee |
HKD$34,650
|
Agency Fee |
HKD$68,600
|
Total Expense |
HKD$309,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50755 | 36057 | 28147 | 24634 | 18929 | 15512 | 13238 |
1.5% | 51648 | 36958 | 29057 | 25549 | 19861 | 16461 | 14205 |
2% | 52550 | 37872 | 29984 | 26486 | 20822 | 17445 | 15213 |
2.5% | 53463 | 38801 | 30931 | 27445 | 21810 | 18465 | 16263 |
3% | 54385 | 39744 | 31895 | 28424 | 22827 | 19518 | 17353 |
3.5% | 55318 | 40701 | 32878 | 29424 | 23871 | 20605 | 18482 |
4% | 56260 | 41672 | 33879 | 30445 | 24942 | 21725 | 19650 |
4.5% | 57213 | 42657 | 34898 | 31487 | 26039 | 22878 | 20855 |
5% | 58175 | 43656 | 35935 | 32549 | 27163 | 24061 | 22095 |
5.5% | 59147 | 44669 | 36989 | 33631 | 28313 | 25275 | 23370 |
6% | 60128 | 45696 | 38061 | 34733 | 29488 | 26519 | 24677 |