Monthly Repayment |
HKD$22,738
|
Initial Payment |
HKD$2.06 Millions
|
Loan Amount |
HKD$4.8 Millions
|
Total interest |
HKD$2.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$205,500
|
Legal Fee |
HKD$34,625
|
Agency Fee |
HKD$68,500
|
Total Expense |
HKD$308,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59128 | 42006 | 32791 | 28697 | 22051 | 18071 | 15422 |
1.5% | 60168 | 43055 | 33850 | 29764 | 23138 | 19176 | 16548 |
2% | 61219 | 44120 | 34931 | 30856 | 24257 | 20323 | 17723 |
2.5% | 62283 | 45202 | 36033 | 31972 | 25408 | 21511 | 18946 |
3% | 63357 | 46300 | 37157 | 33113 | 26592 | 22738 | 20215 |
3.5% | 64444 | 47415 | 38302 | 34278 | 27809 | 24004 | 21531 |
4% | 65541 | 48547 | 39468 | 35468 | 29056 | 25309 | 22892 |
4.5% | 66651 | 49694 | 40655 | 36681 | 30335 | 26652 | 24295 |
5% | 67772 | 50858 | 41863 | 37918 | 31644 | 28031 | 25740 |
5.5% | 68904 | 52038 | 43091 | 39179 | 32984 | 29445 | 27225 |
6% | 70048 | 53234 | 44340 | 40462 | 34352 | 30894 | 28748 |