Monthly Repayment |
HKD$19,490
|
Initial Payment |
HKD$2.74 Millions
|
Loan Amount |
HKD$4.11 Millions
|
Total interest |
HKD$1.74 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$205,500
|
Legal Fee |
HKD$34,625
|
Agency Fee |
HKD$68,500
|
Total Expense |
HKD$308,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50681 | 36005 | 28106 | 24598 | 18901 | 15489 | 13219 |
1.5% | 51572 | 36904 | 29014 | 25512 | 19832 | 16437 | 14184 |
2% | 52474 | 37817 | 29941 | 26448 | 20791 | 17420 | 15191 |
2.5% | 53385 | 38744 | 30886 | 27405 | 21779 | 18438 | 16239 |
3% | 54306 | 39686 | 31849 | 28382 | 22793 | 19490 | 17327 |
3.5% | 55237 | 40642 | 32830 | 29381 | 23836 | 20575 | 18455 |
4% | 56178 | 41611 | 33830 | 30401 | 24905 | 21694 | 19621 |
4.5% | 57129 | 42595 | 34847 | 31441 | 26001 | 22844 | 20824 |
5% | 58090 | 43592 | 35882 | 32501 | 27124 | 24026 | 22063 |
5.5% | 59060 | 44604 | 36935 | 33582 | 28272 | 25238 | 23336 |
6% | 60041 | 45629 | 38006 | 34682 | 29445 | 26480 | 24641 |