Monthly Repayment |
HKD$23,652
|
Initial Payment |
HKD$3.43 Millions
|
Loan Amount |
HKD$3.43 Millions
|
Total interest |
HKD$0.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$205,500
|
Legal Fee |
HKD$34,625
|
Agency Fee |
HKD$68,500
|
Total Expense |
HKD$308,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42234 | 30004 | 23422 | 20498 | 15751 | 12907 | 11016 |
1.5% | 42977 | 30753 | 24178 | 21260 | 16527 | 13697 | 11820 |
2% | 43728 | 31514 | 24951 | 22040 | 17326 | 14517 | 12659 |
2.5% | 44487 | 32287 | 25738 | 22837 | 18149 | 15365 | 13532 |
3% | 45255 | 33072 | 26541 | 23652 | 18994 | 16241 | 14439 |
3.5% | 46031 | 33868 | 27358 | 24484 | 19863 | 17146 | 15379 |
4% | 46815 | 34676 | 28191 | 25334 | 20754 | 18078 | 16351 |
4.5% | 47608 | 35496 | 29039 | 26201 | 21668 | 19037 | 17353 |
5% | 48408 | 36327 | 29902 | 27084 | 22603 | 20022 | 18386 |
5.5% | 49217 | 37170 | 30779 | 27985 | 23560 | 21032 | 19446 |
6% | 50034 | 38024 | 31671 | 28902 | 24537 | 22067 | 20534 |