Monthly Repayment |
HKD$19,461
|
Initial Payment |
HKD$2.74 Millions
|
Loan Amount |
HKD$4.1 Millions
|
Total interest |
HKD$1.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$205,200
|
Legal Fee |
HKD$34,600
|
Agency Fee |
HKD$68,400
|
Total Expense |
HKD$308,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50607 | 35952 | 28065 | 24562 | 18874 | 15466 | 13200 |
1.5% | 51497 | 36850 | 28972 | 25475 | 19803 | 16413 | 14163 |
2% | 52397 | 37762 | 29897 | 26409 | 20761 | 17394 | 15169 |
2.5% | 53307 | 38688 | 30841 | 27365 | 21747 | 18411 | 16215 |
3% | 54227 | 39628 | 31802 | 28341 | 22760 | 19461 | 17302 |
3.5% | 55157 | 40582 | 32782 | 29338 | 23801 | 20545 | 18428 |
4% | 56096 | 41551 | 33780 | 30356 | 24869 | 21662 | 19593 |
4.5% | 57046 | 42533 | 34796 | 31395 | 25963 | 22811 | 20794 |
5% | 58005 | 43529 | 35830 | 32454 | 27084 | 23991 | 22031 |
5.5% | 58974 | 44539 | 36881 | 33533 | 28230 | 25202 | 23302 |
6% | 59953 | 45562 | 37950 | 34631 | 29402 | 26442 | 24605 |