Monthly Repayment |
HKD$22,672
|
Initial Payment |
HKD$2.05 Millions
|
Loan Amount |
HKD$4.78 Millions
|
Total interest |
HKD$2.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$204,900
|
Legal Fee |
HKD$34,575
|
Agency Fee |
HKD$68,300
|
Total Expense |
HKD$307,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58955 | 41883 | 32695 | 28614 | 21987 | 18018 | 15377 |
1.5% | 59992 | 42929 | 33751 | 29677 | 23070 | 19120 | 16500 |
2% | 61041 | 43991 | 34829 | 30766 | 24186 | 20264 | 17671 |
2.5% | 62101 | 45070 | 35928 | 31879 | 25334 | 21448 | 18890 |
3% | 63172 | 46165 | 37048 | 33016 | 26515 | 22672 | 20156 |
3.5% | 64255 | 47277 | 38190 | 34178 | 27727 | 23934 | 21468 |
4% | 65350 | 48405 | 39353 | 35364 | 28971 | 25235 | 22825 |
4.5% | 66456 | 49549 | 40536 | 36574 | 30246 | 26574 | 24224 |
5% | 67574 | 50709 | 41740 | 37807 | 31552 | 27949 | 25665 |
5.5% | 68703 | 51886 | 42965 | 39064 | 32887 | 29359 | 27145 |
6% | 69843 | 53078 | 44211 | 40344 | 34252 | 30804 | 28664 |