Monthly Repayment |
HKD$19,433
|
Initial Payment |
HKD$2.73 Millions
|
Loan Amount |
HKD$4.1 Millions
|
Total interest |
HKD$1.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$204,900
|
Legal Fee |
HKD$34,575
|
Agency Fee |
HKD$68,300
|
Total Expense |
HKD$307,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50533 | 35900 | 28024 | 24526 | 18846 | 15444 | 13180 |
1.5% | 51422 | 36796 | 28930 | 25438 | 19774 | 16389 | 14143 |
2% | 52320 | 37707 | 29853 | 26370 | 20731 | 17369 | 15147 |
2.5% | 53229 | 38631 | 30795 | 27325 | 21715 | 18384 | 16192 |
3% | 54148 | 39570 | 31756 | 28300 | 22727 | 19433 | 17277 |
3.5% | 55076 | 40523 | 32734 | 29295 | 23766 | 20515 | 18401 |
4% | 56014 | 41490 | 33731 | 30312 | 24833 | 21630 | 19564 |
4.5% | 56962 | 42471 | 34745 | 31349 | 25925 | 22778 | 20763 |
5% | 57920 | 43465 | 35777 | 32406 | 27044 | 23956 | 21998 |
5.5% | 58888 | 44474 | 36827 | 33484 | 28189 | 25165 | 23267 |
6% | 59865 | 45496 | 37895 | 34581 | 29359 | 26403 | 24569 |