Monthly Repayment |
HKD$19,404
|
Initial Payment |
HKD$2.73 Millions
|
Loan Amount |
HKD$4.09 Millions
|
Total interest |
HKD$1.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$204,600
|
Legal Fee |
HKD$34,550
|
Agency Fee |
HKD$68,200
|
Total Expense |
HKD$307,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50459 | 35847 | 27983 | 24490 | 18818 | 15421 | 13161 |
1.5% | 51346 | 36742 | 28887 | 25400 | 19745 | 16365 | 14122 |
2% | 52244 | 37651 | 29810 | 26332 | 20700 | 17344 | 15124 |
2.5% | 53151 | 38575 | 30750 | 27285 | 21683 | 18357 | 16168 |
3% | 54068 | 39512 | 31709 | 28258 | 22694 | 19404 | 17252 |
3.5% | 54995 | 40464 | 32686 | 29252 | 23731 | 20485 | 18374 |
4% | 55932 | 41429 | 33681 | 30268 | 24796 | 21599 | 19535 |
4.5% | 56879 | 42408 | 34694 | 31303 | 25888 | 22744 | 20733 |
5% | 57835 | 43402 | 35725 | 32359 | 27005 | 23921 | 21966 |
5.5% | 58802 | 44408 | 36773 | 33435 | 28148 | 25128 | 23233 |
6% | 59778 | 45429 | 37839 | 34530 | 29316 | 26364 | 24533 |