Monthly Repayment |
HKD$23,548
|
Initial Payment |
HKD$3.41 Millions
|
Loan Amount |
HKD$3.41 Millions
|
Total interest |
HKD$0.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$204,600
|
Legal Fee |
HKD$34,550
|
Agency Fee |
HKD$68,200
|
Total Expense |
HKD$307,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42049 | 29873 | 23319 | 20408 | 15682 | 12851 | 10967 |
1.5% | 42789 | 30618 | 24073 | 21167 | 16454 | 13637 | 11768 |
2% | 43536 | 31376 | 24841 | 21943 | 17250 | 14453 | 12604 |
2.5% | 44293 | 32146 | 25625 | 22737 | 18069 | 15297 | 13473 |
3% | 45057 | 32927 | 26424 | 23548 | 18911 | 16170 | 14376 |
3.5% | 45829 | 33720 | 27239 | 24377 | 19776 | 17071 | 15312 |
4% | 46610 | 34524 | 28068 | 25223 | 20663 | 17999 | 16279 |
4.5% | 47399 | 35340 | 28912 | 26086 | 21573 | 18953 | 17277 |
5% | 48196 | 36168 | 29771 | 26966 | 22504 | 19934 | 18305 |
5.5% | 49001 | 37007 | 30644 | 27862 | 23456 | 20940 | 19361 |
6% | 49815 | 37857 | 31533 | 28775 | 24430 | 21970 | 20444 |