Monthly Repayment |
HKD$161,231
|
Initial Payment |
HKD$34 Millions
|
Loan Amount |
HKD$34 Millions
|
Total interest |
HKD$14.37 Millions
|
complete insurance payment |
HKD$102,000 (0.3%)
|
Stamp Duty |
HKD$2,890,000
|
Legal Fee |
HKD$187,500
|
Agency Fee |
HKD$680,000
|
Total Expense |
HKD$3,859,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 419262 | 297854 | 232512 | 203488 | 156364 | 128136 | 109357 |
1.5% | 426636 | 305291 | 240024 | 211052 | 164065 | 135978 | 117340 |
2% | 434092 | 312845 | 247689 | 218792 | 172000 | 144110 | 125670 |
2.5% | 441631 | 320517 | 255505 | 226708 | 180166 | 152529 | 134341 |
3% | 449252 | 328306 | 263473 | 234797 | 188563 | 161231 | 143345 |
3.5% | 456954 | 336211 | 271591 | 243060 | 197186 | 170212 | 152675 |
4% | 464739 | 344233 | 279859 | 251493 | 206033 | 179464 | 162321 |
4.5% | 472605 | 352370 | 288276 | 260097 | 215100 | 188983 | 172273 |
5% | 480552 | 360622 | 296840 | 268869 | 224384 | 198760 | 182519 |
5.5% | 488581 | 368989 | 305550 | 277808 | 233881 | 208789 | 193048 |
6% | 496690 | 377469 | 314405 | 286911 | 243586 | 219062 | 203847 |