Monthly Repayment |
HKD$19,347
|
Initial Payment |
HKD$2.72 Millions
|
Loan Amount |
HKD$4.08 Millions
|
Total interest |
HKD$1.72 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$204,000
|
Legal Fee |
HKD$34,500
|
Agency Fee |
HKD$68,000
|
Total Expense |
HKD$306,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50311 | 35742 | 27901 | 24418 | 18763 | 15376 | 13122 |
1.5% | 51196 | 36634 | 28802 | 25326 | 19687 | 16317 | 14080 |
2% | 52091 | 37541 | 29722 | 26255 | 20640 | 17293 | 15080 |
2.5% | 52995 | 38462 | 30660 | 27204 | 21620 | 18303 | 16120 |
3% | 53910 | 39396 | 31616 | 28175 | 22627 | 19347 | 17201 |
3.5% | 54834 | 40345 | 32590 | 29167 | 23662 | 20425 | 18321 |
4% | 55768 | 41308 | 33583 | 30179 | 24723 | 21535 | 19478 |
4.5% | 56712 | 42284 | 34593 | 31211 | 25812 | 22677 | 20672 |
5% | 57666 | 43274 | 35620 | 32264 | 26926 | 23851 | 21902 |
5.5% | 58629 | 44278 | 36666 | 33337 | 28065 | 25054 | 23165 |
6% | 59602 | 45296 | 37728 | 34429 | 29230 | 26287 | 24461 |