Monthly Repayment |
HKD$23,479
|
Initial Payment |
HKD$3.4 Millions
|
Loan Amount |
HKD$3.4 Millions
|
Total interest |
HKD$0.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$204,000
|
Legal Fee |
HKD$34,500
|
Agency Fee |
HKD$68,000
|
Total Expense |
HKD$306,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41926 | 29785 | 23251 | 20348 | 15636 | 12813 | 10935 |
1.5% | 42663 | 30529 | 24002 | 21105 | 16406 | 13597 | 11734 |
2% | 43409 | 31284 | 24768 | 21879 | 17200 | 14411 | 12567 |
2.5% | 44163 | 32051 | 25550 | 22670 | 18016 | 15252 | 13434 |
3% | 44925 | 32830 | 26347 | 23479 | 18856 | 16123 | 14334 |
3.5% | 45695 | 33621 | 27159 | 24306 | 19718 | 17021 | 15267 |
4% | 46473 | 34423 | 27985 | 25149 | 20603 | 17946 | 16232 |
4.5% | 47260 | 35237 | 28827 | 26009 | 21510 | 18898 | 17227 |
5% | 48055 | 36062 | 29684 | 26886 | 22438 | 19876 | 18251 |
5.5% | 48858 | 36898 | 30555 | 27780 | 23388 | 20878 | 19304 |
6% | 49669 | 37746 | 31440 | 28691 | 24358 | 21906 | 20384 |