Monthly Repayment |
HKD$22,539
|
Initial Payment |
HKD$2.04 Millions
|
Loan Amount |
HKD$4.75 Millions
|
Total interest |
HKD$2.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$203,700
|
Legal Fee |
HKD$34,475
|
Agency Fee |
HKD$67,900
|
Total Expense |
HKD$306,075
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58610 | 41638 | 32503 | 28446 | 21858 | 17912 | 15287 |
1.5% | 59641 | 42677 | 33554 | 29503 | 22935 | 19008 | 16403 |
2% | 60683 | 43733 | 34625 | 30585 | 24044 | 20145 | 17568 |
2.5% | 61737 | 44806 | 35718 | 31692 | 25186 | 21322 | 18780 |
3% | 62802 | 45895 | 36831 | 32823 | 26360 | 22539 | 20038 |
3.5% | 63879 | 47000 | 37966 | 33978 | 27565 | 23794 | 21343 |
4% | 64967 | 48121 | 39122 | 35157 | 28802 | 25088 | 22691 |
4.5% | 66067 | 49259 | 40299 | 36360 | 30069 | 26418 | 24082 |
5% | 67178 | 50412 | 41496 | 37586 | 31367 | 27785 | 25515 |
5.5% | 68300 | 51582 | 42714 | 38835 | 32695 | 29187 | 26987 |
6% | 69434 | 52768 | 43952 | 40108 | 34051 | 30623 | 28496 |