Monthly Repayment |
HKD$19,319
|
Initial Payment |
HKD$2.72 Millions
|
Loan Amount |
HKD$4.07 Millions
|
Total interest |
HKD$1.72 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$203,700
|
Legal Fee |
HKD$34,475
|
Agency Fee |
HKD$67,900
|
Total Expense |
HKD$306,075
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50237 | 35689 | 27860 | 24382 | 18736 | 15353 | 13103 |
1.5% | 51121 | 36581 | 28760 | 25289 | 19658 | 16293 | 14060 |
2% | 52014 | 37486 | 29678 | 26216 | 20609 | 17267 | 15058 |
2.5% | 52917 | 38405 | 30615 | 27164 | 21588 | 18276 | 16097 |
3% | 53830 | 39338 | 31570 | 28134 | 22594 | 19319 | 17176 |
3.5% | 54753 | 40286 | 32543 | 29124 | 23627 | 20395 | 18294 |
4% | 55686 | 41247 | 33533 | 30134 | 24687 | 21504 | 19449 |
4.5% | 56629 | 42222 | 34542 | 31165 | 25774 | 22644 | 20642 |
5% | 57581 | 43211 | 35568 | 32216 | 26886 | 23816 | 21870 |
5.5% | 58543 | 44213 | 36612 | 33287 | 28024 | 25017 | 23131 |
6% | 59515 | 45229 | 37673 | 34378 | 29187 | 26248 | 24425 |