Monthly Repayment |
HKD$22,506
|
Initial Payment |
HKD$2.03 Millions
|
Loan Amount |
HKD$4.75 Millions
|
Total interest |
HKD$2.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$203,400
|
Legal Fee |
HKD$34,450
|
Agency Fee |
HKD$67,800
|
Total Expense |
HKD$305,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58524 | 41576 | 32456 | 28404 | 21826 | 17886 | 15265 |
1.5% | 59553 | 42615 | 33504 | 29460 | 22901 | 18980 | 16379 |
2% | 60594 | 43669 | 34574 | 30540 | 24009 | 20116 | 17542 |
2.5% | 61646 | 44740 | 35665 | 31645 | 25149 | 21291 | 18752 |
3% | 62710 | 45827 | 36777 | 32775 | 26321 | 22506 | 20009 |
3.5% | 63785 | 46931 | 37910 | 33928 | 27524 | 23759 | 21311 |
4% | 64872 | 48050 | 39065 | 35105 | 28759 | 25051 | 22658 |
4.5% | 65970 | 49186 | 40239 | 36306 | 30025 | 26379 | 24047 |
5% | 67079 | 50338 | 41435 | 37531 | 31321 | 27744 | 25477 |
5.5% | 68200 | 51506 | 42651 | 38778 | 32647 | 29144 | 26947 |
6% | 69332 | 52690 | 43887 | 40049 | 34001 | 30578 | 28454 |