Monthly Repayment |
HKD$19,290
|
Initial Payment |
HKD$2.71 Millions
|
Loan Amount |
HKD$4.07 Millions
|
Total interest |
HKD$1.72 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$203,400
|
Legal Fee |
HKD$34,450
|
Agency Fee |
HKD$67,800
|
Total Expense |
HKD$305,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50163 | 35637 | 27819 | 24346 | 18708 | 15331 | 13084 |
1.5% | 51045 | 36527 | 28718 | 25251 | 19629 | 16269 | 14039 |
2% | 51937 | 37431 | 29635 | 26177 | 20579 | 17242 | 15036 |
2.5% | 52839 | 38348 | 30570 | 27124 | 21556 | 18249 | 16073 |
3% | 53751 | 39280 | 31523 | 28092 | 22561 | 19290 | 17150 |
3.5% | 54673 | 40226 | 32495 | 29081 | 23592 | 20365 | 18267 |
4% | 55604 | 41186 | 33484 | 30090 | 24651 | 21472 | 19421 |
4.5% | 56545 | 42160 | 34491 | 31119 | 25736 | 22611 | 20611 |
5% | 57496 | 43147 | 35516 | 32169 | 26846 | 23781 | 21837 |
5.5% | 58457 | 44148 | 36558 | 33238 | 27983 | 24981 | 23097 |
6% | 59427 | 45163 | 37617 | 34328 | 29144 | 26210 | 24389 |