Monthly Repayment |
HKD$19,268
|
Initial Payment |
HKD$2.71 Millions
|
Loan Amount |
HKD$4.06 Millions
|
Total interest |
HKD$1.72 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$203,160
|
Legal Fee |
HKD$34,430
|
Agency Fee |
HKD$67,720
|
Total Expense |
HKD$305,310
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50104 | 35595 | 27786 | 24318 | 18686 | 15313 | 13068 |
1.5% | 50985 | 36484 | 28684 | 25222 | 19606 | 16250 | 14022 |
2% | 51876 | 37386 | 29600 | 26147 | 20555 | 17222 | 15018 |
2.5% | 52777 | 38303 | 30534 | 27092 | 21531 | 18228 | 16054 |
3% | 53688 | 39234 | 31486 | 28059 | 22534 | 19268 | 17130 |
3.5% | 54608 | 40179 | 32456 | 29047 | 23564 | 20341 | 18245 |
4% | 55539 | 41137 | 33444 | 30054 | 24622 | 21447 | 19398 |
4.5% | 56479 | 42110 | 34450 | 31083 | 25705 | 22584 | 20587 |
5% | 57428 | 43096 | 35474 | 32131 | 26815 | 23753 | 21812 |
5.5% | 58388 | 44096 | 36515 | 33199 | 27950 | 24951 | 23070 |
6% | 59357 | 45109 | 37573 | 34287 | 29110 | 26179 | 24360 |