Monthly Repayment |
HKD$22,472
|
Initial Payment |
HKD$2.03 Millions
|
Loan Amount |
HKD$4.74 Millions
|
Total interest |
HKD$2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$203,100
|
Legal Fee |
HKD$34,425
|
Agency Fee |
HKD$67,700
|
Total Expense |
HKD$305,225
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58437 | 41515 | 32408 | 28362 | 21794 | 17859 | 15242 |
1.5% | 59465 | 42552 | 33455 | 29417 | 22867 | 18952 | 16355 |
2% | 60504 | 43605 | 34523 | 30495 | 23973 | 20086 | 17516 |
2.5% | 61555 | 44674 | 35612 | 31599 | 25112 | 21259 | 18724 |
3% | 62617 | 45760 | 36723 | 32726 | 26282 | 22472 | 19979 |
3.5% | 63691 | 46862 | 37855 | 33878 | 27484 | 23724 | 21280 |
4% | 64776 | 47980 | 39007 | 35053 | 28717 | 25014 | 22624 |
4.5% | 65872 | 49114 | 40180 | 36253 | 29981 | 26340 | 24011 |
5% | 66980 | 50264 | 41374 | 37475 | 31275 | 27703 | 25439 |
5.5% | 68099 | 51430 | 42588 | 38721 | 32598 | 29101 | 26907 |
6% | 69229 | 52612 | 43822 | 39990 | 33951 | 30533 | 28412 |