Monthly Repayment |
HKD$19,262
|
Initial Payment |
HKD$2.71 Millions
|
Loan Amount |
HKD$4.06 Millions
|
Total interest |
HKD$1.72 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$203,100
|
Legal Fee |
HKD$34,425
|
Agency Fee |
HKD$67,700
|
Total Expense |
HKD$305,225
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50089 | 35584 | 27778 | 24310 | 18680 | 15308 | 13064 |
1.5% | 50970 | 36473 | 28675 | 25214 | 19600 | 16245 | 14018 |
2% | 51861 | 37375 | 29591 | 26139 | 20548 | 17216 | 15013 |
2.5% | 52761 | 38292 | 30525 | 27084 | 21524 | 18222 | 16049 |
3% | 53672 | 39222 | 31477 | 28051 | 22527 | 19262 | 17125 |
3.5% | 54592 | 40167 | 32447 | 29038 | 23557 | 20335 | 18240 |
4% | 55522 | 41125 | 33434 | 30046 | 24614 | 21440 | 19392 |
4.5% | 56462 | 42097 | 34440 | 31074 | 25698 | 22577 | 20581 |
5% | 57411 | 43083 | 35463 | 32122 | 26807 | 23746 | 21805 |
5.5% | 58371 | 44083 | 36504 | 33189 | 27941 | 24944 | 23063 |
6% | 59339 | 45096 | 37562 | 34277 | 29101 | 26171 | 24353 |