| Monthly Repayment |
HKD$22,406
|
| Loan Amount |
HKD$4.73 Millions
|
| Total Interest |
HKD$2 Millions
|
| Total repayment |
HKD$6.73 Millions
|
| Down payment |
HKD$2,030,000
|
| Stamp Duty |
HKD$202,500
|
| Legal Fee |
HKD$34,375
|
| Agency Fee |
HKD$67,500
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$2,334,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 58265 | 41392 | 32312 | 28278 | 21730 | 17807 | 15197 |
| 1.5% | 59289 | 42426 | 33356 | 29330 | 22800 | 18896 | 16306 |
| 2% | 60326 | 43476 | 34421 | 30405 | 23902 | 20027 | 17464 |
| 2.5% | 61373 | 44542 | 35507 | 31505 | 25037 | 21197 | 18669 |
| 3% | 62432 | 45624 | 36615 | 32629 | 26204 | 22406 | 19920 |
| 3.5% | 63503 | 46723 | 37743 | 33778 | 27403 | 23654 | 21217 |
| 4% | 64585 | 47838 | 38892 | 34950 | 28632 | 24940 | 22557 |
| 4.5% | 65678 | 48969 | 40061 | 36145 | 29892 | 26263 | 23940 |
| 5% | 66782 | 50115 | 41252 | 37364 | 31182 | 27621 | 25364 |
| 5.5% | 67898 | 51278 | 42462 | 38607 | 32502 | 29015 | 26828 |
| 6% | 69025 | 52457 | 43693 | 39872 | 33851 | 30443 | 28328 |
