Monthly Repayment |
HKD$22,373
|
Initial Payment |
HKD$2.02 Millions
|
Loan Amount |
HKD$4.72 Millions
|
Total interest |
HKD$1.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$202,200
|
Legal Fee |
HKD$34,350
|
Agency Fee |
HKD$67,400
|
Total Expense |
HKD$303,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58178 | 41331 | 32264 | 28236 | 21697 | 17780 | 15174 |
1.5% | 59202 | 42363 | 33306 | 29286 | 22766 | 18868 | 16282 |
2% | 60236 | 43411 | 34370 | 30360 | 23867 | 19997 | 17438 |
2.5% | 61282 | 44476 | 35455 | 31459 | 25000 | 21165 | 18641 |
3% | 62340 | 45557 | 36560 | 32581 | 26165 | 22373 | 19891 |
3.5% | 63409 | 46654 | 37687 | 33728 | 27362 | 23619 | 21185 |
4% | 64489 | 47767 | 38834 | 34898 | 28590 | 24903 | 22524 |
4.5% | 65580 | 48896 | 40002 | 36092 | 29848 | 26224 | 23905 |
5% | 66683 | 50041 | 41190 | 37309 | 31136 | 27580 | 25327 |
5.5% | 67797 | 51202 | 42399 | 38549 | 32454 | 28972 | 26788 |
6% | 68923 | 52379 | 43628 | 39813 | 33801 | 30398 | 28286 |