Monthly Repayment |
HKD$19,148
|
Initial Payment |
HKD$2.69 Millions
|
Loan Amount |
HKD$4.04 Millions
|
Total interest |
HKD$1.71 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$201,900
|
Legal Fee |
HKD$34,325
|
Agency Fee |
HKD$67,300
|
Total Expense |
HKD$303,525
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49793 | 35374 | 27614 | 24167 | 18570 | 15218 | 12987 |
1.5% | 50669 | 36257 | 28506 | 25065 | 19485 | 16149 | 13935 |
2% | 51554 | 37155 | 29416 | 25984 | 20427 | 17115 | 14925 |
2.5% | 52450 | 38066 | 30345 | 26924 | 21397 | 18115 | 15954 |
3% | 53355 | 38991 | 31291 | 27885 | 22394 | 19148 | 17024 |
3.5% | 54270 | 39930 | 32255 | 28866 | 23418 | 20215 | 18132 |
4% | 55194 | 40882 | 33237 | 29868 | 24469 | 21314 | 19278 |
4.5% | 56128 | 41849 | 34237 | 30890 | 25546 | 22444 | 20459 |
5% | 57072 | 42829 | 35254 | 31932 | 26649 | 23605 | 21676 |
5.5% | 58026 | 43822 | 36288 | 32993 | 27776 | 24796 | 22927 |
6% | 58989 | 44830 | 37340 | 34074 | 28929 | 26016 | 24209 |