Monthly Repayment |
HKD$19,120
|
Initial Payment |
HKD$2.69 Millions
|
Loan Amount |
HKD$4.03 Millions
|
Total interest |
HKD$1.7 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$201,600
|
Legal Fee |
HKD$34,300
|
Agency Fee |
HKD$67,200
|
Total Expense |
HKD$303,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49719 | 35321 | 27573 | 24131 | 18542 | 15195 | 12968 |
1.5% | 50594 | 36203 | 28464 | 25028 | 19456 | 16125 | 13915 |
2% | 51478 | 37099 | 29373 | 25946 | 20397 | 17089 | 14903 |
2.5% | 52372 | 38009 | 30299 | 26884 | 21365 | 18088 | 15931 |
3% | 53276 | 38933 | 31244 | 27844 | 22361 | 19120 | 16999 |
3.5% | 54189 | 39870 | 32207 | 28824 | 23383 | 20185 | 18105 |
4% | 55112 | 40822 | 33188 | 29824 | 24433 | 21282 | 19249 |
4.5% | 56045 | 41787 | 34186 | 30844 | 25508 | 22411 | 20429 |
5% | 56987 | 42765 | 35201 | 31884 | 26609 | 23570 | 21644 |
5.5% | 57940 | 43757 | 36234 | 32944 | 27735 | 24760 | 22893 |
6% | 58901 | 44763 | 37284 | 34024 | 28886 | 25978 | 24173 |