Monthly Repayment |
HKD$22,273
|
Initial Payment |
HKD$2.01 Millions
|
Loan Amount |
HKD$4.7 Millions
|
Total interest |
HKD$1.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$201,300
|
Legal Fee |
HKD$34,275
|
Agency Fee |
HKD$67,100
|
Total Expense |
HKD$302,675
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57919 | 41147 | 32120 | 28111 | 21601 | 17701 | 15107 |
1.5% | 58938 | 42175 | 33158 | 29156 | 22665 | 18785 | 16210 |
2% | 59968 | 43218 | 34217 | 30225 | 23761 | 19908 | 17361 |
2.5% | 61010 | 44278 | 35297 | 31319 | 24889 | 21071 | 18558 |
3% | 62062 | 45354 | 36398 | 32436 | 26049 | 22273 | 19802 |
3.5% | 63126 | 46446 | 37519 | 33578 | 27240 | 23514 | 21091 |
4% | 64202 | 47554 | 38661 | 34743 | 28462 | 24792 | 22424 |
4.5% | 65289 | 48678 | 39824 | 35931 | 29715 | 26107 | 23799 |
5% | 66386 | 49818 | 41007 | 37143 | 30998 | 27458 | 25214 |
5.5% | 67496 | 50974 | 42210 | 38378 | 32310 | 28843 | 26669 |
6% | 68616 | 52146 | 43434 | 39635 | 33650 | 30262 | 28160 |