Monthly Repayment |
HKD$158,860
|
Initial Payment |
HKD$33.5 Millions
|
Loan Amount |
HKD$33.5 Millions
|
Total interest |
HKD$14.16 Millions
|
complete insurance payment |
HKD$100,500 (0.3%)
|
Stamp Duty |
HKD$2,847,500
|
Legal Fee |
HKD$185,000
|
Agency Fee |
HKD$670,000
|
Total Expense |
HKD$3,803,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 413096 | 293473 | 229093 | 200495 | 154064 | 126252 | 107749 |
1.5% | 420362 | 300801 | 236494 | 207948 | 161652 | 133978 | 115615 |
2% | 427709 | 308245 | 244046 | 215575 | 169470 | 141991 | 123822 |
2.5% | 435136 | 315804 | 251747 | 223374 | 177517 | 150286 | 132365 |
3% | 442645 | 323478 | 259598 | 231344 | 185790 | 158860 | 141237 |
3.5% | 450234 | 331267 | 267597 | 239485 | 194286 | 167708 | 150429 |
4% | 457905 | 339171 | 275743 | 247795 | 203003 | 176825 | 159934 |
4.5% | 465655 | 347188 | 284036 | 256272 | 211937 | 186203 | 169739 |
5% | 473485 | 355319 | 292475 | 264915 | 221085 | 195837 | 179835 |
5.5% | 481396 | 363563 | 301057 | 273722 | 230442 | 205719 | 190209 |
6% | 489386 | 371918 | 309782 | 282692 | 240004 | 215840 | 200849 |