Monthly Repayment |
HKD$22,240
|
Loan Amount |
HKD$4.69 Millions
|
Total interest |
HKD$1.98 Millions
|
Total repayment |
HKD$6.67 Millions
|
Down payment |
HKD$2,010,000
|
Stamp Duty |
HKD$201,000
|
Legal Fee |
HKD$34,250
|
Agency Fee |
HKD$67,000
|
complete insurance payment |
--
|
Total Expense |
HKD$2,312,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57833 | 41086 | 32073 | 28069 | 21569 | 17675 | 15084 |
1.5% | 58850 | 42112 | 33109 | 29112 | 22631 | 18757 | 16186 |
2% | 59879 | 43154 | 34166 | 30180 | 23725 | 19878 | 17335 |
2.5% | 60919 | 44212 | 35244 | 31272 | 24852 | 21040 | 18531 |
3% | 61970 | 45286 | 36343 | 32388 | 26010 | 22240 | 19773 |
3.5% | 63032 | 46377 | 37463 | 33527 | 27200 | 23479 | 21060 |
4% | 64106 | 47483 | 38604 | 34691 | 28420 | 24755 | 22390 |
4.5% | 65191 | 48606 | 39765 | 35878 | 29671 | 26068 | 23763 |
5% | 66288 | 49744 | 40946 | 37088 | 30951 | 27417 | 25176 |
5.5% | 67395 | 50898 | 42148 | 38321 | 32261 | 28800 | 26629 |
6% | 68514 | 52068 | 43369 | 39576 | 33600 | 30217 | 28118 |