Monthly Repayment |
HKD$22,174
|
Initial Payment |
HKD$2 Millions
|
Loan Amount |
HKD$4.68 Millions
|
Total interest |
HKD$1.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$200,400
|
Legal Fee |
HKD$34,200
|
Agency Fee |
HKD$66,800
|
Total Expense |
HKD$301,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57660 | 40963 | 31977 | 27985 | 21504 | 17622 | 15039 |
1.5% | 58675 | 41986 | 33010 | 29025 | 22563 | 18701 | 16137 |
2% | 59700 | 43025 | 34064 | 30090 | 23655 | 19819 | 17283 |
2.5% | 60737 | 44080 | 35139 | 31179 | 24778 | 20977 | 18475 |
3% | 61785 | 45151 | 36235 | 32291 | 25932 | 22174 | 19714 |
3.5% | 62844 | 46239 | 37351 | 33427 | 27118 | 23409 | 20997 |
4% | 63915 | 47342 | 38488 | 34587 | 28335 | 24681 | 22323 |
4.5% | 64997 | 48461 | 39646 | 35771 | 29582 | 25990 | 23692 |
5% | 66090 | 49596 | 40824 | 36977 | 30859 | 27335 | 25101 |
5.5% | 67194 | 50746 | 42022 | 38206 | 32165 | 28714 | 26549 |
6% | 68309 | 51913 | 43240 | 39458 | 33500 | 30127 | 28034 |