Monthly Repayment |
HKD$22,140
|
Initial Payment |
HKD$2 Millions
|
Loan Amount |
HKD$4.67 Millions
|
Total interest |
HKD$1.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$200,100
|
Legal Fee |
HKD$34,175
|
Agency Fee |
HKD$66,700
|
Total Expense |
HKD$300,975
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57574 | 40902 | 31929 | 27943 | 21472 | 17596 | 15017 |
1.5% | 58587 | 41923 | 32961 | 28982 | 22530 | 18673 | 16113 |
2% | 59611 | 42961 | 34013 | 30045 | 23619 | 19789 | 17257 |
2.5% | 60646 | 44014 | 35086 | 31132 | 24741 | 20945 | 18448 |
3% | 61692 | 45084 | 36181 | 32243 | 25894 | 22140 | 19684 |
3.5% | 62750 | 46169 | 37295 | 33377 | 27078 | 23374 | 20965 |
4% | 63819 | 47271 | 38431 | 34536 | 28293 | 24644 | 22290 |
4.5% | 64899 | 48388 | 39587 | 35717 | 29538 | 25951 | 23657 |
5% | 65991 | 49521 | 40763 | 36922 | 30813 | 27294 | 25064 |
5.5% | 67093 | 50670 | 41959 | 38149 | 32117 | 28671 | 26510 |
6% | 68207 | 51835 | 43175 | 39399 | 33450 | 30082 | 27993 |