Monthly Repayment |
HKD$18,977
|
Initial Payment |
HKD$2.67 Millions
|
Loan Amount |
HKD$4 Millions
|
Total interest |
HKD$1.69 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$200,100
|
Legal Fee |
HKD$34,175
|
Agency Fee |
HKD$66,700
|
Total Expense |
HKD$300,975
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49349 | 35059 | 27368 | 23951 | 18404 | 15082 | 12872 |
1.5% | 50217 | 35934 | 28252 | 24842 | 19311 | 16005 | 13811 |
2% | 51095 | 36823 | 29154 | 25753 | 20245 | 16962 | 14792 |
2.5% | 51982 | 37726 | 30074 | 26684 | 21206 | 17953 | 15812 |
3% | 52879 | 38643 | 31012 | 27637 | 22194 | 18977 | 16872 |
3.5% | 53786 | 39574 | 31967 | 28609 | 23209 | 20034 | 17970 |
4% | 54702 | 40518 | 32941 | 29602 | 24251 | 21124 | 19106 |
4.5% | 55628 | 41476 | 33931 | 30615 | 25318 | 22244 | 20277 |
5% | 56563 | 42447 | 34939 | 31647 | 26411 | 23395 | 21483 |
5.5% | 57508 | 43432 | 35965 | 32699 | 27529 | 24575 | 22722 |
6% | 58463 | 44430 | 37007 | 33771 | 28671 | 25784 | 23994 |