Monthly Repayment |
HKD$18,949
|
Initial Payment |
HKD$2.66 Millions
|
Loan Amount |
HKD$4 Millions
|
Total interest |
HKD$1.69 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$199,800
|
Legal Fee |
HKD$34,150
|
Agency Fee |
HKD$66,600
|
Total Expense |
HKD$300,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49275 | 35006 | 27327 | 23915 | 18377 | 15059 | 12852 |
1.5% | 50142 | 35880 | 28209 | 24804 | 19282 | 15981 | 13791 |
2% | 51018 | 36768 | 29110 | 25714 | 20215 | 16937 | 14769 |
2.5% | 51904 | 37670 | 30029 | 26644 | 21174 | 17926 | 15789 |
3% | 52800 | 38585 | 30965 | 27595 | 22161 | 18949 | 16847 |
3.5% | 53705 | 39514 | 31919 | 28566 | 23175 | 20004 | 17943 |
4% | 54620 | 40457 | 32891 | 29557 | 24214 | 21092 | 19077 |
4.5% | 55545 | 41413 | 33880 | 30569 | 25280 | 22211 | 20247 |
5% | 56479 | 42383 | 34887 | 31600 | 26371 | 23360 | 21451 |
5.5% | 57422 | 43367 | 35911 | 32650 | 27487 | 24538 | 22688 |
6% | 58375 | 44363 | 36951 | 33720 | 28628 | 25746 | 23958 |