Monthly Repayment |
HKD$22,074
|
Initial Payment |
HKD$2 Millions
|
Loan Amount |
HKD$4.66 Millions
|
Total interest |
HKD$1.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$199,500
|
Legal Fee |
HKD$34,125
|
Agency Fee |
HKD$66,500
|
Total Expense |
HKD$300,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57401 | 40779 | 31833 | 27859 | 21408 | 17543 | 14972 |
1.5% | 58411 | 41797 | 32862 | 28895 | 22462 | 18617 | 16065 |
2% | 59432 | 42832 | 33911 | 29955 | 23548 | 19730 | 17205 |
2.5% | 60464 | 43882 | 34981 | 31039 | 24666 | 20883 | 18392 |
3% | 61507 | 44949 | 36072 | 32146 | 25816 | 22074 | 19625 |
3.5% | 62562 | 46031 | 37184 | 33277 | 26997 | 23304 | 20903 |
4% | 63628 | 47129 | 38316 | 34432 | 28208 | 24570 | 22223 |
4.5% | 64705 | 48243 | 39468 | 35610 | 29449 | 25874 | 23586 |
5% | 65793 | 49373 | 40640 | 36811 | 30720 | 27212 | 24989 |
5.5% | 66892 | 50518 | 41833 | 38035 | 32021 | 28585 | 26430 |
6% | 68002 | 51680 | 43045 | 39281 | 33349 | 29992 | 27909 |