Monthly Repayment |
HKD$22,008
|
Initial Payment |
HKD$1.99 Millions
|
Loan Amount |
HKD$4.64 Millions
|
Total interest |
HKD$1.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$198,000
|
Legal Fee |
HKD$34,075
|
Agency Fee |
HKD$66,300
|
Total Expense |
HKD$298,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57229 | 40657 | 31738 | 27776 | 21343 | 17490 | 14927 |
1.5% | 58235 | 41672 | 32763 | 28808 | 22394 | 18561 | 16017 |
2% | 59253 | 42703 | 33809 | 29865 | 23478 | 19671 | 17154 |
2.5% | 60282 | 43750 | 34876 | 30945 | 24592 | 20820 | 18337 |
3% | 61322 | 44813 | 35964 | 32049 | 25738 | 22008 | 19566 |
3.5% | 62374 | 45892 | 37072 | 33177 | 26915 | 23233 | 20840 |
4% | 63436 | 46987 | 38200 | 34328 | 28123 | 24496 | 22156 |
4.5% | 64510 | 48098 | 39349 | 35503 | 29361 | 25796 | 23515 |
5% | 65595 | 49225 | 40518 | 36700 | 30628 | 27130 | 24913 |
5.5% | 66691 | 50367 | 41707 | 37920 | 31924 | 28499 | 26351 |
6% | 67798 | 51524 | 42916 | 39163 | 33249 | 29902 | 27825 |