Monthly Repayment |
HKD$18,864
|
Initial Payment |
HKD$2.65 Millions
|
Loan Amount |
HKD$3.98 Millions
|
Total interest |
HKD$1.68 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$198,000
|
Legal Fee |
HKD$34,075
|
Agency Fee |
HKD$66,300
|
Total Expense |
HKD$298,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49053 | 34848 | 27204 | 23808 | 18294 | 14991 | 12794 |
1.5% | 49916 | 35719 | 28082 | 24693 | 19195 | 15909 | 13728 |
2% | 50788 | 36602 | 28979 | 25598 | 20124 | 16860 | 14703 |
2.5% | 51670 | 37500 | 29894 | 26524 | 21079 | 17845 | 15717 |
3% | 52562 | 38411 | 30826 | 27471 | 22061 | 18864 | 16771 |
3.5% | 53463 | 39336 | 31776 | 28438 | 23070 | 19914 | 17862 |
4% | 54374 | 40275 | 32743 | 29424 | 24105 | 20997 | 18991 |
4.5% | 55294 | 41227 | 33728 | 30431 | 25166 | 22111 | 20155 |
5% | 56224 | 42192 | 34730 | 31457 | 26253 | 23254 | 21354 |
5.5% | 57164 | 43171 | 35749 | 32503 | 27364 | 24428 | 22586 |
6% | 58112 | 44163 | 36785 | 33568 | 28499 | 25630 | 23850 |