Monthly Repayment |
HKD$21,951
|
Initial Payment |
HKD$1.98 Millions
|
Loan Amount |
HKD$4.63 Millions
|
Total interest |
HKD$1.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$196,300
|
Legal Fee |
HKD$34,032
|
Agency Fee |
HKD$66,130
|
Total Expense |
HKD$296,462
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57082 | 40552 | 31656 | 27704 | 21288 | 17445 | 14889 |
1.5% | 58086 | 41565 | 32679 | 28734 | 22337 | 18513 | 15975 |
2% | 59101 | 42593 | 33722 | 29788 | 23417 | 19620 | 17110 |
2.5% | 60128 | 43638 | 34787 | 30866 | 24529 | 20766 | 18290 |
3% | 61165 | 44698 | 35871 | 31967 | 25672 | 21951 | 19516 |
3.5% | 62214 | 45775 | 36977 | 33092 | 26846 | 23174 | 20786 |
4% | 63274 | 46867 | 38102 | 34240 | 28051 | 24434 | 22100 |
4.5% | 64345 | 47975 | 39248 | 35412 | 29285 | 25730 | 23454 |
5% | 65427 | 49098 | 40414 | 36606 | 30550 | 27061 | 24850 |
5.5% | 66520 | 50237 | 41600 | 37823 | 31842 | 28426 | 26283 |
6% | 67624 | 51392 | 42806 | 39062 | 33164 | 29825 | 27753 |