Monthly Repayment |
HKD$21,908
|
Initial Payment |
HKD$1.98 Millions
|
Loan Amount |
HKD$4.62 Millions
|
Total interest |
HKD$1.95 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$195,000
|
Legal Fee |
HKD$34,000
|
Agency Fee |
HKD$66,000
|
Total Expense |
HKD$295,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56970 | 40473 | 31594 | 27650 | 21247 | 17411 | 14859 |
1.5% | 57972 | 41483 | 32615 | 28678 | 22293 | 18477 | 15944 |
2% | 58985 | 42510 | 33656 | 29730 | 23371 | 19582 | 17076 |
2.5% | 60009 | 43552 | 34718 | 30805 | 24481 | 20726 | 18254 |
3% | 61045 | 44611 | 35801 | 31904 | 25622 | 21908 | 19478 |
3.5% | 62092 | 45685 | 36904 | 33027 | 26794 | 23128 | 20745 |
4% | 63149 | 46775 | 38027 | 34173 | 27996 | 24386 | 22056 |
4.5% | 64218 | 47880 | 39171 | 35342 | 29228 | 25679 | 23408 |
5% | 65298 | 49002 | 40335 | 36534 | 30489 | 27008 | 24801 |
5.5% | 66389 | 50139 | 41518 | 37749 | 31780 | 28370 | 26231 |
6% | 67491 | 51291 | 42722 | 38986 | 33099 | 29766 | 27699 |