Monthly Repayment |
HKD$21,875
|
Initial Payment |
HKD$1.98 Millions
|
Loan Amount |
HKD$4.61 Millions
|
Total interest |
HKD$1.95 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$194,000
|
Legal Fee |
HKD$33,975
|
Agency Fee |
HKD$65,900
|
Total Expense |
HKD$293,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56884 | 40411 | 31546 | 27608 | 21214 | 17385 | 14837 |
1.5% | 57884 | 41420 | 32565 | 28634 | 22259 | 18449 | 15920 |
2% | 58896 | 42445 | 33605 | 29685 | 23336 | 19552 | 17050 |
2.5% | 59918 | 43486 | 34666 | 30758 | 24444 | 20694 | 18226 |
3% | 60952 | 44543 | 35747 | 31856 | 25583 | 21875 | 19448 |
3.5% | 61998 | 45616 | 36848 | 32977 | 26753 | 23093 | 20714 |
4% | 63054 | 46704 | 37970 | 34121 | 27953 | 24349 | 22023 |
4.5% | 64121 | 47808 | 39112 | 35289 | 29184 | 25640 | 23373 |
5% | 65199 | 48928 | 40274 | 36479 | 30443 | 26967 | 24763 |
5.5% | 66289 | 50063 | 41456 | 37692 | 31732 | 28327 | 26192 |
6% | 67389 | 51213 | 42657 | 38927 | 33048 | 29721 | 27657 |