Monthly Repayment |
HKD$18,750
|
Initial Payment |
HKD$2.64 Millions
|
Loan Amount |
HKD$3.95 Millions
|
Total interest |
HKD$1.67 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$194,000
|
Legal Fee |
HKD$33,975
|
Agency Fee |
HKD$65,900
|
Total Expense |
HKD$293,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48757 | 34638 | 27039 | 23664 | 18184 | 14901 | 12717 |
1.5% | 49615 | 35503 | 27913 | 24544 | 19079 | 15813 | 13646 |
2% | 50482 | 36382 | 28804 | 25444 | 20002 | 16759 | 14614 |
2.5% | 51359 | 37274 | 29713 | 26364 | 20952 | 17738 | 15623 |
3% | 52245 | 38180 | 30640 | 27305 | 21928 | 18750 | 16670 |
3.5% | 53141 | 39099 | 31584 | 28266 | 22931 | 19794 | 17755 |
4% | 54046 | 40032 | 32546 | 29247 | 23960 | 20870 | 18877 |
4.5% | 54961 | 40978 | 33524 | 30247 | 25014 | 21977 | 20034 |
5% | 55885 | 41938 | 34520 | 31267 | 26094 | 23114 | 21225 |
5.5% | 56819 | 42911 | 35533 | 32307 | 27199 | 24281 | 22450 |
6% | 57762 | 43897 | 36563 | 33366 | 28327 | 25475 | 23706 |