Monthly Repayment |
HKD$22,754
|
Initial Payment |
HKD$3.3 Millions
|
Loan Amount |
HKD$3.3 Millions
|
Total interest |
HKD$0.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$194,000
|
Legal Fee |
HKD$33,975
|
Agency Fee |
HKD$65,900
|
Total Expense |
HKD$293,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40631 | 28865 | 22533 | 19720 | 15153 | 12417 | 10598 |
1.5% | 41346 | 29586 | 23261 | 20453 | 15899 | 13177 | 11371 |
2% | 42068 | 30318 | 24003 | 21203 | 16668 | 13966 | 12178 |
2.5% | 42799 | 31061 | 24761 | 21970 | 17460 | 14781 | 13019 |
3% | 43537 | 31816 | 25533 | 22754 | 18273 | 15625 | 13891 |
3.5% | 44284 | 32582 | 26320 | 23555 | 19109 | 16495 | 14796 |
4% | 45038 | 33360 | 27121 | 24372 | 19967 | 17392 | 15730 |
4.5% | 45801 | 34148 | 27937 | 25206 | 20845 | 18314 | 16695 |
5% | 46571 | 34948 | 28767 | 26056 | 21745 | 19262 | 17688 |
5.5% | 47349 | 35759 | 29611 | 26922 | 22665 | 20234 | 18708 |
6% | 48135 | 36581 | 30469 | 27805 | 23606 | 21229 | 19755 |