Monthly Repayment |
HKD$21,842
|
Initial Payment |
HKD$1.97 Millions
|
Loan Amount |
HKD$4.61 Millions
|
Total interest |
HKD$1.95 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$193,000
|
Legal Fee |
HKD$33,950
|
Agency Fee |
HKD$65,800
|
Total Expense |
HKD$292,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56797 | 40350 | 31498 | 27566 | 21182 | 17358 | 14814 |
1.5% | 57796 | 41357 | 32516 | 28591 | 22226 | 18421 | 15896 |
2% | 58806 | 42381 | 33554 | 29640 | 23300 | 19522 | 17024 |
2.5% | 59828 | 43420 | 34613 | 30712 | 24407 | 20663 | 18199 |
3% | 60860 | 44475 | 35692 | 31808 | 25544 | 21842 | 19419 |
3.5% | 61903 | 45546 | 36792 | 32927 | 26712 | 23058 | 20682 |
4% | 62958 | 46633 | 37912 | 34070 | 27911 | 24312 | 21989 |
4.5% | 64024 | 47735 | 39052 | 35235 | 29139 | 25601 | 23337 |
5% | 65100 | 48853 | 40213 | 36423 | 30397 | 26926 | 24726 |
5.5% | 66188 | 49987 | 41393 | 37634 | 31684 | 28284 | 26152 |
6% | 67287 | 51136 | 42592 | 38868 | 32998 | 29676 | 27615 |