Monthly Repayment |
HKD$18,721
|
Initial Payment |
HKD$2.63 Millions
|
Loan Amount |
HKD$3.95 Millions
|
Total interest |
HKD$1.67 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$193,000
|
Legal Fee |
HKD$33,950
|
Agency Fee |
HKD$65,800
|
Total Expense |
HKD$292,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48683 | 34586 | 26998 | 23628 | 18156 | 14878 | 12698 |
1.5% | 49540 | 35449 | 27871 | 24506 | 19050 | 15789 | 13625 |
2% | 50405 | 36326 | 28761 | 25405 | 19972 | 16733 | 14592 |
2.5% | 51281 | 37217 | 29668 | 26324 | 20920 | 17711 | 15599 |
3% | 52166 | 38122 | 30593 | 27264 | 21895 | 18721 | 16644 |
3.5% | 53060 | 39040 | 31536 | 28223 | 22896 | 19764 | 17728 |
4% | 53964 | 39971 | 32496 | 29202 | 23924 | 20838 | 18848 |
4.5% | 54877 | 40916 | 33473 | 30201 | 24976 | 21944 | 20003 |
5% | 55800 | 41874 | 34468 | 31220 | 26055 | 23079 | 21193 |
5.5% | 56732 | 42846 | 35479 | 32258 | 27157 | 24244 | 22416 |
6% | 57674 | 43830 | 36508 | 33315 | 28284 | 25437 | 23670 |