Monthly Repayment |
HKD$22,720
|
Initial Payment |
HKD$3.29 Millions
|
Loan Amount |
HKD$3.29 Millions
|
Total interest |
HKD$0.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$193,000
|
Legal Fee |
HKD$33,950
|
Agency Fee |
HKD$65,800
|
Total Expense |
HKD$292,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40569 | 28821 | 22499 | 19690 | 15130 | 12399 | 10581 |
1.5% | 41283 | 29541 | 23225 | 20422 | 15875 | 13157 | 11354 |
2% | 42004 | 30272 | 23967 | 21171 | 16643 | 13944 | 12160 |
2.5% | 42734 | 31014 | 24723 | 21937 | 17433 | 14759 | 12999 |
3% | 43471 | 31768 | 25494 | 22720 | 18246 | 15601 | 13870 |
3.5% | 44217 | 32533 | 26280 | 23519 | 19080 | 16470 | 14773 |
4% | 44970 | 33309 | 27080 | 24335 | 19936 | 17365 | 15706 |
4.5% | 45731 | 34097 | 27894 | 25168 | 20814 | 18286 | 16669 |
5% | 46500 | 34895 | 28723 | 26017 | 21712 | 19233 | 17661 |
5.5% | 47277 | 35705 | 29566 | 26882 | 22631 | 20203 | 18680 |
6% | 48062 | 36525 | 30423 | 27762 | 23570 | 21197 | 19725 |