Monthly Repayment |
HKD$18,693
|
Initial Payment |
HKD$2.63 Millions
|
Loan Amount |
HKD$3.94 Millions
|
Total interest |
HKD$1.67 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$192,000
|
Legal Fee |
HKD$33,925
|
Agency Fee |
HKD$65,700
|
Total Expense |
HKD$291,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48609 | 34533 | 26957 | 23592 | 18129 | 14856 | 12679 |
1.5% | 49464 | 35395 | 27828 | 24469 | 19021 | 15765 | 13604 |
2% | 50329 | 36271 | 28717 | 25367 | 19941 | 16708 | 14570 |
2.5% | 51203 | 37161 | 29623 | 26284 | 20888 | 17684 | 15575 |
3% | 52086 | 38064 | 30547 | 27222 | 21862 | 18693 | 16619 |
3.5% | 52979 | 38980 | 31488 | 28180 | 22862 | 19734 | 17701 |
4% | 53882 | 39910 | 32447 | 29158 | 23887 | 20807 | 18819 |
4.5% | 54794 | 40854 | 33423 | 30156 | 24939 | 21910 | 19973 |
5% | 55715 | 41811 | 34416 | 31173 | 26015 | 23044 | 21161 |
5.5% | 56646 | 42781 | 35425 | 32209 | 27116 | 24207 | 22382 |
6% | 57586 | 43764 | 36452 | 33264 | 28241 | 25398 | 23634 |