Monthly Repayment |
HKD$18,636
|
Initial Payment |
HKD$2.62 Millions
|
Loan Amount |
HKD$3.93 Millions
|
Total interest |
HKD$1.66 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$190,000
|
Legal Fee |
HKD$33,875
|
Agency Fee |
HKD$65,500
|
Total Expense |
HKD$289,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48461 | 34428 | 26875 | 23520 | 18073 | 14811 | 12640 |
1.5% | 49314 | 35288 | 27744 | 24395 | 18964 | 15717 | 13563 |
2% | 50176 | 36161 | 28629 | 25289 | 19881 | 16657 | 14526 |
2.5% | 51047 | 37048 | 29533 | 26204 | 20825 | 17630 | 15528 |
3% | 51928 | 37948 | 30454 | 27139 | 21795 | 18636 | 16569 |
3.5% | 52818 | 38862 | 31392 | 28094 | 22792 | 19674 | 17647 |
4% | 53718 | 39789 | 32348 | 29069 | 23815 | 20743 | 18762 |
4.5% | 54627 | 40729 | 33321 | 30064 | 24863 | 21844 | 19912 |
5% | 55546 | 41683 | 34311 | 31078 | 25936 | 22974 | 21097 |
5.5% | 56474 | 42650 | 35318 | 32111 | 27033 | 24133 | 22314 |
6% | 57411 | 43631 | 36341 | 33163 | 28155 | 25321 | 23562 |