Monthly Repayment |
HKD$22,616
|
Initial Payment |
HKD$3.28 Millions
|
Loan Amount |
HKD$3.28 Millions
|
Total interest |
HKD$0.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$190,000
|
Legal Fee |
HKD$33,875
|
Agency Fee |
HKD$65,500
|
Total Expense |
HKD$289,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40384 | 28690 | 22396 | 19600 | 15061 | 12342 | 10533 |
1.5% | 41095 | 29406 | 23120 | 20329 | 15803 | 13097 | 11302 |
2% | 41813 | 30134 | 23858 | 21074 | 16567 | 13881 | 12105 |
2.5% | 42539 | 30873 | 24611 | 21837 | 17354 | 14692 | 12940 |
3% | 43273 | 31623 | 25378 | 22616 | 18163 | 15530 | 13807 |
3.5% | 44015 | 32385 | 26160 | 23412 | 18993 | 16395 | 14706 |
4% | 44765 | 33157 | 26957 | 24224 | 19845 | 17286 | 15635 |
4.5% | 45523 | 33941 | 27767 | 25053 | 20719 | 18203 | 16593 |
5% | 46288 | 34736 | 28592 | 25898 | 21613 | 19145 | 17580 |
5.5% | 47061 | 35542 | 29431 | 26759 | 22528 | 20111 | 18595 |
6% | 47843 | 36359 | 30284 | 27636 | 23463 | 21100 | 19635 |