Monthly Repayment |
HKD$21,676
|
Initial Payment |
HKD$1.96 Millions
|
Loan Amount |
HKD$4.57 Millions
|
Total interest |
HKD$1.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$188,000
|
Legal Fee |
HKD$33,825
|
Agency Fee |
HKD$65,300
|
Total Expense |
HKD$287,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56366 | 40043 | 31259 | 27357 | 21021 | 17226 | 14702 |
1.5% | 57357 | 41043 | 32269 | 28374 | 22057 | 18281 | 15775 |
2% | 58359 | 42059 | 33299 | 29414 | 23123 | 19374 | 16895 |
2.5% | 59373 | 43090 | 34350 | 30478 | 24221 | 20506 | 18060 |
3% | 60397 | 44137 | 35421 | 31566 | 25350 | 21676 | 19271 |
3.5% | 61433 | 45200 | 36513 | 32677 | 26509 | 22883 | 20525 |
4% | 62480 | 46279 | 37624 | 33811 | 27699 | 24127 | 21822 |
4.5% | 63537 | 47373 | 38756 | 34967 | 28918 | 25407 | 23160 |
5% | 64606 | 48482 | 39907 | 36147 | 30166 | 26721 | 24538 |
5.5% | 65685 | 49607 | 41078 | 37348 | 31443 | 28069 | 25953 |
6% | 66775 | 50747 | 42269 | 38572 | 32748 | 29451 | 27405 |