Monthly Repayment |
HKD$18,579
|
Initial Payment |
HKD$2.61 Millions
|
Loan Amount |
HKD$3.92 Millions
|
Total interest |
HKD$1.66 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$188,000
|
Legal Fee |
HKD$33,825
|
Agency Fee |
HKD$65,300
|
Total Expense |
HKD$287,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48313 | 34323 | 26793 | 23449 | 18018 | 14765 | 12601 |
1.5% | 49163 | 35180 | 27659 | 24320 | 18906 | 15669 | 13521 |
2% | 50022 | 36050 | 28542 | 25212 | 19820 | 16606 | 14481 |
2.5% | 50891 | 36934 | 29443 | 26124 | 20761 | 17576 | 15480 |
3% | 51769 | 37832 | 30361 | 27056 | 21729 | 18579 | 16518 |
3.5% | 52657 | 38743 | 31296 | 28009 | 22722 | 19614 | 17593 |
4% | 53554 | 39667 | 32249 | 28980 | 23742 | 20680 | 18705 |
4.5% | 54460 | 40605 | 33219 | 29972 | 24787 | 21777 | 19851 |
5% | 55376 | 41556 | 34206 | 30983 | 25857 | 22904 | 21032 |
5.5% | 56301 | 42520 | 35210 | 32013 | 26951 | 24059 | 22245 |
6% | 57236 | 43497 | 36230 | 33062 | 28069 | 25243 | 23490 |