Monthly Repayment |
HKD$18,551
|
Initial Payment |
HKD$2.61 Millions
|
Loan Amount |
HKD$3.91 Millions
|
Total interest |
HKD$1.65 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$187,000
|
Legal Fee |
HKD$33,800
|
Agency Fee |
HKD$65,200
|
Total Expense |
HKD$286,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48239 | 34270 | 26752 | 23413 | 17991 | 14743 | 12582 |
1.5% | 49088 | 35126 | 27616 | 24283 | 18877 | 15645 | 13501 |
2% | 49946 | 35995 | 28498 | 25174 | 19790 | 16581 | 14459 |
2.5% | 50813 | 36878 | 29398 | 26084 | 20729 | 17549 | 15457 |
3% | 51690 | 37774 | 30314 | 27015 | 21695 | 18551 | 16493 |
3.5% | 52576 | 38684 | 31248 | 27966 | 22688 | 19584 | 17566 |
4% | 53472 | 39607 | 32200 | 28936 | 23705 | 20648 | 18676 |
4.5% | 54377 | 40543 | 33168 | 29926 | 24749 | 21744 | 19821 |
5% | 55291 | 41492 | 34154 | 30935 | 25817 | 22869 | 21000 |
5.5% | 56215 | 42455 | 35156 | 31964 | 26910 | 24023 | 22211 |
6% | 57148 | 43431 | 36175 | 33011 | 28026 | 25205 | 23454 |